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Information Portal about what is going on in the payments sector of Financial Services.
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Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
Strugglin’ with Your Light Bill in Florida? Here’s How to Get Help Fast!
The LIHEAP and WAP programs help pay for heating, cooling, and home weatherization. Learn if you are eligible and how to apply. And get help if your utilities were disconnected. Hey there if ya livin’ in Florida and that light bill is hittin’ ya like a ton of bricks, I feel ya. Them dang hot … Read more
Pay Your Live Oak Water Bill Hassle-Free: The Ultimate Guide!
Hey there, Live Oak folks! If you’re scrambling to figure out how to pay your water bill on time, I’ve got your back. Whether you’re chilling in Live Oak, Texas, or kicking it in Live Oak, Florida, dealing with utility bills can be a real pain in the neck. Trust me, I’ve been there—forgetting a … Read more
United Electric Bill Pay: Your Hassle-Free Guide to Keepin’ the Lights On!
Hey there, friend! If you’re with United Electric or United Cooperative Services, you’ve probably wondered about the easiest way to handle that monthly electric bill. Let’s be real—nobody wants a late fee slappin’ them in the face, right? Well, I’m here to walk ya through all the ins and outs of United Electric bill pay. … Read more
