WELCOME TO THE PAYMENTS BUSINESS

You would love to retire early, but you only have $750,000 saved for retirement. Is that really enough money to leave the workforce permanently? Depending on your cost of living in retirement and your other sources of retirement income—like Social Security benefits—$750,000 might be enough. “Retiring with $750,000 at age 60 is doable for some—but … Read more

Thinking about hanging up your stethoscope or hospital badge at 55? You’re not alone. Many NHS professionals dream of an early exit from the demanding healthcare world. The good news is that yes, you can retire at 55 with an NHS pension – but there are important conditions, reductions and considerations you need to understand … Read more

Let’s face it – having extra money each month is a nice problem to have But deciding where to put those dollars can be tricky, especially when you’re torn between boosting your retirement savings and getting rid of your biggest debt I’ve been researching this question for years, and the answer isn’t as straightforward as … Read more

Have you ever thought about what it means to be truly wealthy? Most of us immediately picture piles of cash or hefty bank accounts. But wealth extends far beyond just dollar signs. In fact, there are numerous types of wealth that contribute to a fulfilling life, and some of the most valuable forms can’t be … Read more

Saving for retirement is often overwhelming, especially when you need to prepare for potentially high costs of living in your later years. Reasonable financial goals might feel out of reach, and it’s difficult to know where to start or how much to save. Luckily, understanding what you can expect and knowing how to proactively optimize … Read more

Your P45 shows how much tax you’ve paid on your salary so far in the tax year (6 April to 5 April). You can check how much tax you paid last year if you think you might have paid too much. What Happens to Your P45 When You Close the Office Door for Good Yes, … Read more

Are you stressing about your financial timeline? Wondering if you’re behind on paying off those loans? I’ve been researching this topic extensively, and the answer isn’t as straightforward as you might think. Let’s dive into the real story about debt freedom and age milestones that financial experts actually recommend. The “Ideal” Debt-Free Age – Is … Read more

Are you approaching retirement and wondering what’s gonna happen to your hard-earned pension money when the taxman comes knocking? You’re not alone! Understanding pension taxation can feel like trying to solve a Rubik’s cube blindfolded, but I’m here to break it down in plain English. As someone who’s helped countless retirees navigate the tax maze … Read more

These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times. Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism. Our expert reviewers hold advanced degrees and certifications and … Read more